Consumer Finance Protection Commission -- Watch President and his predecessors in a lively debate
Watch this video of a six-president debate on the proposed Consumer Finance Protection Agency might go. More.
LTD Financial Services, LP Debt Collectors Consumers Beware
Consumer beware. LTD Financial Services, LP is a debt collection company that appears to harass and use abusive collection tactics on consumers whether they owe a debt or not. One of our UCAN senior members was a victim of this practice. Our Chinese senior complainant was called incessantly and neighbors and family members were called to try to humiliate her into paying this debt. Read More!
2010: Understanding the new Credit Card Rules
Starting February 24, 2010, a number of changes in credit card issuer practices took effect. Some of them are fairly well known by now. Some aren't. An exploration of the provisions of the Credit CARD Act that no one is talking about could have a bigger impact on consumers than the more popular parts.
The Silence of the Hams - why the silence of the University of Chicago?
We must ask the question: Why the silence of the University of Chicago? Yes, Good Morning America's annual boycotting of UCAN's annual Big Oil Hog event is predictable, but the stewards of the "Chicago School" of econmics are notable in their lack of commentary on the the Big Oil Hog's amazing predictions. Could it be academic jealousy of the predictions made by the ultimate capitalist swine? More.
Only 363 shopping days until "UCAN DAY" 2011
Finally, an important body of elected officials has named January 26 as UCAN DAY. It's good news, but this vital question remains: "what next?" How shall we mark this seminal event? How can all of us share, and experience the miracle of UCAN DAY? Perhaps, we suggest, it is time to invent some new traditions.
UCAN Questions Life Insurance Company’s Practices, Department of Insurance Says Nothing We Can Do
In a letter to Insurance Commissioner Steve Poizner, UCAN raised concerns about the policies and practices of a life insurance company and the Insurance department’s handling of UCAN’s complaint about the policies. To date UCAN has not received response to the letter. We know the Commissioner is busy running for Governor, but we would appreciate a response as to why our request to the Department was met with the response “there is nothing we can do.”
California Low Cost Car Insurance Program
Sounds like an ad you hear every day but for low-income individuals the Department of Insurance's Low Cost Automobile Insurance Program may be exactly what you need to meet California's car insurance requirements.
Banks not complying with Credit CARD Act, still raising interest rates
The Credit CARD Act, signed into law in May 2009 has been a source of contention since approval. The prevailing opinion is that the financial institutions that issue credit cards have been raising rates, slashing credit limits, adding fees, removing benefits, and canceling cards outright all ahead of the February implementation date of the Act.
Is every credit card company engaging in this conduct? Having any of them started to comply with the requirements of the Credit CARD Act? Is every card available being impacted?
Health care bill wins major support from AARP and AMA
Health care reform may be picking up steam as AARP,an organization representing millions of older Americans, and the American Medical Association (AMA) endorse a $1.1 trillion dollar House bill that could come up for a vote as early as this Saturday. READ MORE.
John Mattes is an embedded reporter for the New Media Rights Community Journalism Project investigating UCAN issues.
-
John Mattes investigates the schemes that are scamming senior citizens in San Diego.
- 1 of 6
- ››
The Fraud Squad Network
Need help resolving a dispute with a company? Get individualized help with your dispute from the Fraud Squad by using our Online Complaint Forms. Once you've filled out a complaint, call the Fraud Squad Hotline at (619) 696-6966!
UCAN's Money Saving Tips Forum
Share your favorite tips and see some of the UCAN Staff's money saving secrets
Michael Gets All Wet & Fishy.....with an Aquaponic Experiment
Miracles don't happen often enough in our world. But when Michael starts growing his own fish and food in his garage, then you know that there's some divine intervention because Michael doesn't fish and he's got a brown thumb that makes all leafy things tremble. So how did Advocate Michael become Farmer Michael? One word: AQUAPONICS.
DUH-REGULATION: How regulatory recklessness led to the 21st Century's first economic meltdown
Consider this fact. Any child under the age of 18 is prohibited from gambling in a casino in most states. Yet, that same 17 year old can trade in derivative securities with absolutely no prohibitions. What is the difference between casino gambling and derivative training? Well, for one, gambling risks are more readily calculable. Secondly, gambling is regulated by individual states. But derivative trading is exclusively controlled by federal regulators. And those regulators have very little interest in regulating. Why is this important? Because history will likely show that these disinterested regulators contributed mightily to the financial market freezeout that is pushing the world economy into the most serious economic recession in generations.
It is important that Americans know what really caused the financial cataclysm. Decisions will be made in 2009 based upon what policy makers decide are the root causes of the financial crises that plague our economy. Knowing the causes are critical to determining the correct fixes. As will be explained below, the credit markets' unfettered efforts to keep Americans spending will likely prove to be the primary culprit behind the current credit collapse.
- Issue Center (2)
- Legal & Regulatory Filings/Testimony (1)
- News/Articles (38)
- UCAN Blog (101)
- Forum topic (7)
Like what you see? Go ahead and show your support! UCAN is a truly independent non-profit watchdog organization, dependent on grassroots donations like yours!
Utility Consumers' Action Network
(619) 696-6966 or file a complaint about a company online.
Terms & Conditions
UCAN.org is made available by the Utility Consumers' Action Network to assist you in becoming what you always knew you could be, a consumer ROCK STAR! We take no corporate money, and are beholden only to you, the consumer. As such, the site is here for educational, advocacy, and empowerment purposes, as well to to give you general information and a general understanding of the law. Just remember this site is NOT here to provide specific legal advice. By using this web site you of course understand that there is no attorney client relationship between you and the Web Site publisher, UCAN. The Web Site should not be used as a substitute for competent legal advice from a licensed professional attorney in your state.
That said, get to digging on the site, inform yourself, speak your mind, and earn Watchdog Bones! This is YOUR site, and we mean it. So comment on any of the content, discuss the latest issues in the forums, file a complaint on a company with the fraud squad, and generally cut loose.
See our Terms of Use, Privacy, and Copyright complaint policies as well as our Content Reuse Policy, Some Rights Reserved.
- Remember, if you have any questions about copyright law or need legal information regarding intellectual property, the internet, or new technologies, visit our affiliate New Media Rights at www.newmediarights.org. If you are in the San Diego region, you can also can apply to use our multimedia studio and equipment for free.
